TERMS & CONDITIONS

Last Updated: February 22, 2025

The terms “we,” “us,” “our,” and “Company” refer to G Roger Owens and The Digital Guy Roger LLC. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other purchaser of our Products. These Terms & Conditions govern your use of and access to our website and/or the hosted platform on which you purchased from us, and any of our social media channels/accounts, blogs, emails, or mobile applications (collectively, the “Site”) and your use or purchase of our services and/or products.

The term "Product" or "Products" (which may be included under "Content") encompasses but is not limited to, any materials, resources, or information provided in our digital products, courses, memberships, services, or any other digital content delivered or downloaded through email or electronic means. This includes, but is not limited to, webinars, documents, programs, courses, community access, membership sites, classes, PDF s, live video calls, live posts, and other related items.

User’s Acknowledgment & Acceptance of Terms

By purchasing from the Company, you acknowledge and agree to adhere to these posted Terms & Conditions ("Terms") as well as any additional terms, conditions, and policies referenced herein or accessible through hyperlink.

Please review these terms carefully before making a purchase, as they are designed to be legally binding and to provide clear guidelines regarding our policies and your responsibilities.

IF YOU DO NOT AGREE TO THESE TERMS, THEN PLEASE DO NOT PURCHASE OUR PRODUCTS OR SERVICES.

Refund Policy

Due to the nature of digital products and the ability to access and download them immediately, all sales are final. We do not offer refunds once a purchase has been completed.

Product Expectation

The examples and results shown on this website are based on personal experience and are not guarantees of individual results. Results vary and depend on several factors, including effort, consistency, and market conditions. This program is not a "get rich quick" scheme; achieving success requires significant time, dedication, and commitment. Success does not happen overnight. Please consider these expectations carefully and join only if you are prepared to invest the necessary time and effort.

Purchase Terms

By purchasing our Product(s) and/or service(s) using a credit or debit card, you authorize us and our third-party vendors to charge your credit or debit card for the full amount of the purchase. By completing the transaction, you consent to us contacting you by telephone or email if any issues arise regarding your order.

Our products are intended strictly for personal use. Sharing access with any other individual is prohibited and violates these terms.

Chargebacks & Disputes

If you encounter any issues with your purchase, we encourage you to contact us at roger@thedigitalguyroger.com before filing a chargeback, as we are committed to resolving concerns fairly and efficiently.

By completing your purchase, you agree to our no-refund policy and acknowledge that the Company will not accept or tolerate chargeback threats or actual chargebacks from your credit card provider. If a charge back is initiated during or after your purchase, the Company reserves the right to report the incident to credit reporting agencies or relevant entities. This report may include your transaction details, potentially impacting your credit score and placing your account on a chargeback database or delinquent account list.

Purchase Policy

We reserve the right to refuse or cancel any order at our sole discretion, including, but not limited to, circumstances involving: unavailability of products or services, multiple or repeat purchases, suspected misuse of our refund policy, or any indication of potential fraudulent or unauthorized transactions. Prices are subject to change without prior notice, and we retain the right to adjust prices at any time prior to accepting an order.

Privacy Policy Summary

Our Company is committed to protecting your personal information with stringent data collection, storage, and security measures to prevent unauthorized access, disclosure, or alteration. Any sensitive data exchanged between you and our Site is encrypted and transmitted over a secure SSL channel.

We do not sell, trade, or rent your personal information. We may share generic, aggregated demographic data not linked to any personal identification with our trusted partners for business purposes. Additionally, we work with third-party service providers to support business operations like sending newsletters or surveys, but only for specific purposes and with your consent.

We also respect and expect you to respect the privacy and confidentiality of other participants in any programs or services offered. We are dedicated to safeguarding proprietary information, ideas, and trade secrets, ensuring a secure and respectful environment for all users.

For the full Privacy Policy, please visit: https://thedigitalguyroger.com/terms

Payment Plans

If you select a payment plan option for any Product, you agree to make all scheduled payments on time. Payment plans are provided for your convenience and are not subscription services. By accessing the Product(s) after initiating a payment plan, you agree to complete the payment plan in full.

If a scheduled payment is missed, access to the Product will be temporarily suspended until payment is resolved. After 30 days without resolution, access may be permanently revoked without refund. Please contact us if you encounter payment issues, and we will do our best to accommodate a resolution. Attempts to cancel, refund, or otherwise terminate the payment plan after accessing the Product(s) will not release you from the obligation to fulfill the remaining payments.

Future Updates

We may periodically update our Product(s) to ensure relevance and quality. Access to these updates, revisions, and edits will be provided at no additional cost for the duration of our business operations.

Future Promotions

Promotional discounts may be offered at our sole discretion and are not guaranteed to apply to previous purchases. We reserve the right to modify, cancel, or establish new promotional discounts at any time without prior notice, and previously purchased products are not eligible for retroactive promotional pricing.

Lifetime Access

The Company may provide “lifetime access” to certain Products or Services. This term refers to the operational lifetime of the Company, not the lifetime of any individual customer. Access will remain available as long as the Company operates and offers the specified Products and/or Services.

If the Company ceases operations or discontinues the specified Products and/or Services, the lifetime access guarantee will be considered null and void. This access is exclusively for the original purchaser and cannot be transferred, sold, or assigned to another person or entity.

The Company reserves the right to change, modify, or discontinue the lifetime access guarantee for future customers at its sole discretion.

Order Confirmation

Upon successful purchase, you will receive an order confirmation email detailing your purchase and providing access to any downloadable Product(s) or digital course(s). If there are any discrepancies in this email or subsequent emails regarding your order, please notify us immediately to correct the issue.

No Guarantees

The Company does not guarantee specific outcomes or results from using our Products and/or Services. While we strive to provide high-quality resources and tools, individual results will vary based on factors such as your level of commitment, prior experience, and the degree to which you apply the material provided. The only guarantee the Company provides is that the Products and/or Services will be delivered as described in these Terms.

Please note that results are influenced by factors beyond the Company’s control, including market conditions and individual effort. Therefore, the Company does not guarantee the achievement of any specific result, and a lack of expected results will not serve as a basis for a refund, partial or full.

Earnings Disclaimer

Any earnings, income, or financial examples referenced on our Site or in our Products and/or Services are hypothetical and are provided solely for illustrative purposes. These examples do not represent guarantees or promises of actual, individual results and should not be viewed as typical or expected earnings. Past results are not indicative of future results.

The Company makes no income or financial claims, nor guarantees of any kind regarding potential earnings or financial outcomes related to the use of our Site, Products, and/or Services. Individual financial results depend on a range of variables, including but not limited to personal effort, commitment, individual circumstances, and market conditions. There is no assurance or guarantee that you will achieve any particular financial outcome or that you will make a specific amount of money through our offerings.

Dispute Resolution

In the event of any disputes arising from your purchase, we encourage you to reach out for a resolution. If we are unable to resolve the issue amicably, both parties agree to engage in a mediation process before taking further action. Contact us at roger@thedigitalguyroger.com to initiate a dispute resolution process.

Contact

Questions or concerns about these Terms should be sent to us at: roger@thedigitalguyroger.com